Terms & Conditions – me778 Online Gaming Platform

1. Eligibility & Account Registration

Access to and use of the me778 platform is restricted to individuals who satisfy all of the following criteria at the time of registration and on a continuing basis throughout their use of the platform:

• You are at least twenty-one (21) years of age, as required by Philippine law and PAGCOR regulations governing online casino gaming;
• You are a resident of or physically located in a jurisdiction where access to me778 is lawful;
• You are not listed on any self-exclusion register maintained by PAGCOR or me778;
• You are not an employee, contractor, director, or immediate family member of an employee of me778 or any of its affiliated game providers;
• You are registering your own account for your own personal use and are not acting on behalf of a third party.

By completing the me778 registration process, you represent and warrant that all of the above conditions are met. me778 reserves the right to request documentary proof of age and identity at any time. Accounts found to have been opened by individuals under 21 years of age will be immediately closed and any funds forfeited in accordance with PAGCOR guidelines.

2. Regulatory License & Jurisdiction

me778 operates under a license issued by the Philippine Amusement and Gaming Corporation (PAGCOR), the government body mandated under Presidential Decree No. 1869 to regulate and authorize gaming operations in the Philippines. All gaming activities conducted through me778.org are subject to PAGCOR's rules, regulations, and oversight.

These Terms shall be governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising in connection with these Terms or the use of the me778 platform shall be subject to the exclusive jurisdiction of the Philippine courts, except where PAGCOR's dispute resolution procedures apply.

3. Account Rules

Each individual may hold only one (1) registered account on me778. The creation of duplicate, multiple, or linked accounts is strictly prohibited and may result in the cancellation of all related accounts and forfeiture of associated balances. If you believe a duplicate account has been created in error, you must notify me778 support immediately via live chat.

You are solely responsible for maintaining the confidentiality of your me778 login credentials, including your password and any one-time passcode (OTP) delivered to your registered mobile number. me778 will not be liable for any loss or damage arising from your failure to protect your account credentials. You must notify me778 immediately if you suspect unauthorized access to your account.

Account details provided at registration, including your full name, date of birth, and Philippine mobile number, must be accurate. me778 reserves the right to request government-issued identification to verify your identity prior to processing withdrawals or upon any account review.

4. Deposits, Withdrawals & Payment Methods

me778 accepts deposits and processes withdrawals through the following payment channels available in the Philippines: GCash, Maya / PayMaya, GrabPay, QR Ph, InstaPay, PesoNet, BPI, BDO, Metrobank, and 7-Eleven CLiQQ. Available channels may change from time to time; the current list is displayed within your me778 account dashboard.

• The minimum deposit amount is ₱100 unless otherwise stated on the deposit page.
• Deposits are credited to your me778 wallet upon confirmation from the payment provider, typically within seconds for GCash and Maya.
• Withdrawals are processed to the same payment method used for the most recent deposit, subject to verification requirements.
• me778 targets a withdrawal processing time of thirty (30) minutes for verified GCash and Maya accounts; actual processing times may vary due to banking or wallet provider delays.
• Withdrawal requests may be subject to identity verification (KYC) before processing, particularly for first-time withdrawals or accounts flagged for review.
• me778 does not charge fees for deposits or withdrawals, though your payment provider may apply its own charges.
• me778 operates in Philippine Peso (PHP / ₱). Transactions in other currencies, if applicable, are converted at the prevailing rate at the time of the transaction.

Funds deposited to your me778 account are not eligible for interest. me778 holds player funds in segregated accounts in accordance with PAGCOR requirements.

5. Bonuses, Promotions & Wagering Requirements

me778 offers bonuses and promotional incentives to eligible players from time to time, including welcome bonuses, cashback offers, live table rebates, and referral rewards. All bonuses are subject to the specific terms published on the relevant promotion page within the me778 platform at the time the bonus is activated.

General bonus conditions applicable to all me778 promotions unless otherwise specified:

• Bonuses must be activated within the stated validity period. Expired bonuses will be removed from your account without compensation.
• Wagering requirements (also referred to as rollover requirements) must be satisfied in full before bonus-derived winnings can be withdrawn. The applicable multiplier is stated on each promotion's individual terms page.
• me778 reserves the right to void any bonus and associated winnings where there is evidence of bonus abuse, including but not limited to wagering on low-risk or excluded game types to fulfill wagering requirements.
• Only one bonus may be active per account at any time unless the promotion explicitly permits stacking.
• Bonuses are non-transferable and have no cash value until wagering requirements are met.
• me778 reserves the right to modify, withdraw, or substitute any bonus at any time with reasonable notice.

6. Gameplay, Betting Rules & Game Integrity

All games available on the me778 platform — including live dealer casino games, slot machines, bingo, and sports betting — are operated by certified third-party game providers whose Random Number Generators (RNGs) are independently tested and certified. The outcomes of RNG-based games are determined randomly and cannot be predicted or manipulated.

For live dealer games, the outcome is determined by physical game elements (cards, wheels, dice) in a controlled studio environment. me778 live game streams are subject to provider-level auditing and quality controls.

For sports betting, all bets are accepted subject to the odds displayed at the time the bet is confirmed. me778 reserves the right to void any bet placed on an event where a pricing error, technical fault, or irregularity has occurred. Winnings on voided bets are not paid; the original stake is returned to the player's me778 wallet.

In the event of a technical disconnection during a live casino round, the round will be settled based on the result recorded by the game server at the time of disconnection. me778 is not responsible for bets lost due to the player's internet connection failure.

7. Prohibited Conduct

The following activities are strictly prohibited on the me778 platform. Engaging in any of the following may result in immediate account suspension, forfeiture of funds, and referral to the appropriate Philippine authorities:

• Using any automated tool, bot, script, or software to interact with the me778 platform;
• Exploiting software bugs, errors, or vulnerabilities to gain an unfair advantage;
• Colluding with other players in live poker, live baccarat, or any other game where collusion affects outcomes;
• Using the me778 platform for money laundering, fraud, or any activity that violates Philippine law, including Republic Act No. 9160 (Anti-Money Laundering Act);
• Opening or operating multiple accounts to abuse bonuses or circumvent account restrictions;
• Providing false, misleading, or third-party identity information during registration or KYC verification;
• Accessing me778 while subject to a self-exclusion or account restriction.

8. Responsible Gaming

me778 is committed to providing a safe and responsible gaming environment. In accordance with PAGCOR's responsible gaming standards, me778 offers the following player protection tools, accessible directly from your account settings:

• Deposit Limits — Set daily, weekly, or monthly deposit caps on your me778 account.
• Wagering Limits — Restrict the maximum amount you can wager per session or per period.
• Session Time Reminders — Receive notifications when you have been playing for a set duration.
• Cooling-Off Period — Temporarily suspend access to your me778 account for a defined period.
• Self-Exclusion — Permanently or indefinitely exclude yourself from the me778 platform. Self-exclusion requests are processed by the me778 support team and take effect within 24 hours.

Requests to increase deposit or wagering limits are subject to a mandatory 24-hour cooling-off period before taking effect. Requests to reduce limits take effect immediately. If you believe gaming is negatively affecting your life, please contact me778 support to activate self-exclusion or speak to a qualified professional.

9. Intellectual Property

All content on the me778 platform — including but not limited to the me778 brand name, logo, website design, text, graphics, game interfaces, software, and promotional materials — is the intellectual property of me778 or its licensed content providers and is protected by applicable Philippine and international intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the me778 platform for personal, non-commercial gaming purposes only. You may not reproduce, redistribute, modify, or create derivative works from any me778 content without prior written permission.

10. Limitation of Liability

To the maximum extent permitted by Philippine law, me778, its directors, employees, game providers, and technology partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the me778 platform, including but not limited to loss of winnings, loss of data, or business interruption.

me778's total aggregate liability to any player for any claim arising in connection with these Terms shall not exceed the total amount deposited by that player in the twelve (12) months preceding the claim. This limitation does not apply to liability arising from fraud, death, or personal injury caused by me778's negligence.

me778 does not warrant that the platform will be uninterrupted, error-free, or virus-free. Scheduled and emergency maintenance may cause temporary unavailability. me778 will endeavour to provide advance notice of scheduled downtime where practicable.

11. Account Suspension & Termination

me778 reserves the right to suspend or permanently close any player account, with or without prior notice, in any of the following circumstances:

• Breach of any provision of these Terms;
• Suspected or confirmed fraudulent activity, money laundering, or criminal conduct;
• Discovery that the account holder is under 21 years of age;
• Failure to complete identity verification (KYC) within a reasonable timeframe;
• Request by PAGCOR or any other competent regulatory authority;
• Account inactivity for a continuous period of twelve (12) months or more.

Upon termination for cause, me778 reserves the right to forfeit any remaining balance. Where an account is closed for reasons unrelated to player misconduct (e.g., regulatory change), any verified balance will be returned to the player through their registered payment method after deduction of any applicable charges.

12. Governing Law & Dispute Resolution

These Terms are governed by the laws of the Republic of the Philippines. In the event of any dispute between you and me778 arising from the use of the platform or these Terms, you are encouraged to first contact me778 customer support via live chat to seek an informal resolution.

If an informal resolution cannot be reached within thirty (30) days, disputes may be escalated to PAGCOR through its established dispute resolution procedures. For matters outside PAGCOR's jurisdiction, the parties agree to submit to the exclusive jurisdiction of the competent courts of the Philippines.

13. Amendments to These Terms

me778 reserves the right to update or amend these Terms at any time. Where changes are material, me778 will provide at least seven (7) days' notice by posting the updated Terms on me778.org and, where practicable, by notifying registered players via SMS or in-platform notification.

Your continued use of the me778 platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree with the amended Terms, you must cease using the me778 platform and may request account closure by contacting support.

14. Contact & Support

If you have any questions about these Terms, or if you wish to exercise any rights under these Terms (including self-exclusion, account closure, or dispute resolution), please contact the me778 support team through the following channel:

me778 support is staffed by Filipino-speaking agents familiar with PAGCOR requirements and Philippine consumer protection obligations. We aim to respond to all written enquiries within one (1) business day.